Our promise is to you.
We’re Sagen™, Canada’s largest private default mortgage insurance provider. We’ve been in business for over 35 years and have earned a reputation for being a trusted advisor to all our customers from coast to coast.
Fall/Winter Digest 2022: Download now!
Our Fall/Winter digest is now available for download! This issue will explore budget-friendly ways to get your home ready for winter, and we’ll explore some of Canada’s best cities for first-time homebuyers.
Buying In with Scott McGillivray: Watch now
First-time homebuyers wishing to purchase a home with less than 20% down are featured in this digital series. Sagen is pleased to be a sponsor.
2022 First-time Homebuyer Trends and their Financial Fitness: Download now!
2022 Financial Fitness Study results are now available! Our 2022 study provides a snapshot of Canadians’ homeownership attitudes and financial fitness.
Get to Know Our Products
Homebuyer 95 Program
Enable qualified borrowers to become first-time homeowners with as little as a 5% down payment.
New to Canada Program
Help individuals who have recently immigrated or relocated to Canada to purchase property with as little as 5% down.
Homeowner Assistance Program (HOAP)
Life happens. HOAP can help. Our assistance program provides support to homeowners experiencing financial hardship so that they can stay in their homes.Learn more
Tools & ResourcesView all tools & resources
Get the latest news for lenders.
Forms and Worksheets for Lenders
Download worksheets for renovation, construction, and inspections requests.
Premium Rate Chart
Get a quick snapshot of standard rates that apply to a number of Sagen products.